We are here to help you achieve your financial goals

We are a Melbourne based Mortgage Broker, specialising in getting the best home mortgage solution for you. We work with first home buyers, property investors, as well as those looking to refinance their mortgage. 

In addition, we assist with commercial loans including those for working capital and equipment. 

Home Mortgage Services

We provide an extensive range of home mortgage services. No matter what stage of life you are at we can assist. We know how daunting it can be to buy a home – especially for first home buyers. That’s why we are with you every step of the way to make sure you get the best home mortgage solution for you.

The range of clients we work with include first home buyers, those looking to upgrade their home, property investors, low documentation loans as well as those with a bad credit history

With so many home loan options currently available, it can be difficult, as well as time consuming, to find the best one for your circumstances. However, you can literally save thousands of dollars by not just accepting the first option available. That’s where Property First Mortgage Solutions come in, as we work through all the home loan options available to find the ones that best suit your individual needs.

Home Loan Mortgages

Working your way through the best home loan option is always difficult. Even if you have been through the process before and now looking to upgrade your home the process can be daunting.

There are many variables to take into account and some may save you a significant amount of money. That’s why we take the time to work through all the options and present the best ones to suit your individual needs.

First Home Buyer

Deciding to buy your first home can be both exciting and daunting. This is even more so when it comes to choosing the best home loan from the many options available.

Take away some of that stress, by letting us do the hard work. We will be with you every step of the way by advising you on the best options, including whether you are entitled to any Government grants.

Property Investment Loans

A property investment loan is for when you are buying a property as an investment, rather than living in it. Such investments can be a great way to accelerate your financial goals.

This means getting the best property investment loan for your individual needs is even more important. We will provide you with the best loan options to enable you to grow your property portfolio more quickly.

Home Loan Refinancing

Even though you already have a home loan in place does not mean that you shouldn’t have it reviewed to see if you could do better.

Refinancing an existing home loan is a popular option to save money. However, it is also a great way to gain access to the equity in your home. This equity can then be used to achieve some of your other financial goals – such as purchasing an investment property.


We are a Melbourne based mortgage broker firm. Since 2016 we have proudly worked with our many clients to help them achieve their financial goals.

Meet our Director

Richard Cayad is the Owner and Primary Broker at Property First Mortgage Solutions. He has extensive experience honing his mortgage broker skills working as a Relationship Manager with one of the ‘Big 4’ Australian Banks. Richard decided to set up his own Mortgage Broker business to enable him to have the time to provide ‘the personal touch’ when helping clients through the exciting but sometimes daunting process of buying a home. He is supported by a small team who share his passion of always striving to exceed their clients’ expectations.

Commercial Lending

We also provide a range of commercial lending solutions. Some of these solutions include:

Commercial Loans

Working Capital

Equipment Capital

Debtor financing

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