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Our Home Mortgage Services
We provide an extensive range of home mortgage services. No matter what stage of life you are at we can assist you to find the best loan that suits your circumstances. The range of clients we work with include first home buyers, upgraders, property investors, people looking to refinance, low documentation loans as well as those with a bad credit history.
There are many variables to take into account, and some may save you a significant amount of money. That’s why we take the time to work through all the options and present the best ones to suit your individual needs
Some of the possible benefits of engaging a Mortgage Broker include:
- It saves you time and stress by getting us to do all the legwork
- Having an experienced and qualified team to work through the many options available
- Getting a quick and easy comparison between different loan options
- Having convenient appointment times available to discuss your options in detail
First Home Buyer
Deciding to buy your first home can be both exciting and daunting. In fact, it is likely to be one of the most important financial decisions you will make.
There are are so many options to consider when deciding on what is the best loan for your circumstances – that it can become overwhelming. Take away some of that stress, by letting us do the hard work,
We will be with you every step of the way by advising you on the best options, including whether you are entitled to any Government grants.
Property Investment Loans
A property investment loan is for when you are buying a property as an investment, rather than living in it. Such investments can be a great way to accelerate your financial goals.
This means getting the best property investment loan for your individual needs is even more important. We will provide you with the best loan options to enable you to grow your property portfolio more quickly.
Property investment loans can have similar characteristics to home loans. However, as a general rule, there can be a stricter lending criteria.
Home Loan Refinancing
If you already have a home loan in place does not mean that you shouldn’t have it reviewed. It is always a good idea to see if you can do better than what is being offered with your existing loan.
Refinancing an existing home loan is a popular option to save money. However, it is also a great way to gain access to the equity in your home. This equity can then be used to achieve some of your other financial goals – such as purchasing an investment property.
It can also be used to renovate or extend an existing home. This could include a new kitchen or bathroom. Refinancing your existing home loan can be a great way to accommodate a growing family.
Bad Credit History Home Loans
It can be extremely stressful and frustrating applying for a home loan when you have a bad credit history or a poor credit score. This is because many lenders may see you as a higher credit risk. As a result, you may end up unsuccessful in your loan application.
However, it may still be possible to get your home loan that you are hoping for. The process is more complicated and there is usually a requirement for a lot more documentation. At Property First Mortgage Brokers we will work closely with you to work out the best home mortgage options available for your specific circumstances.
Low Documentation Home Loans
If you do things a bit differently, it can make it hard to get a home loan. This is especially true for people who are self-employed, contractors and freelancers.
This is because you may not have the usual documentation required to get a home loan – eg PAYG slips, financial statements and tax returns. If this is the case, a low doc loan may be an option to get your home loan.
We will work with you to find the best low doc home loan that offers the flexibility you need.